Frequently Asked Questions

Archive 2024-2025

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Benefit Information

Advantages of Membership

Enroll/Cost

Am I Eligible to Enroll in the Student Health Insurance Plan?

Online Enrollment Periods

Quarter 1 - 07/29/2024 - 09/30/2024

Quarter 2 - 10/01/2024 - 11/30/2024

Quarter 3 - 12/02/2024 - 03/01/2025

Quarter 4 - 04/01/2025 - 06/30/2025

Fall - 07/29/2024 - 09/30/2024

Spring 1 - 12/02/2024 - 03/15/2025

Spring 2 - 12/02/2024 - 03/15/2025

Spring 3 (Summer) - 04/01/2025 - 06/30/2025

Early Arrival Summer (College of Osteopathic Medicine) - 05/15/2025 - 06/30/2025

Online Enrollment

Opt-Out

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Fall - 07/29/2024 - 09/30/2024

Spring I - 12/02/2024 - 03/15/2025

Spring II - 12/02/2024 - 03/15/2025

Spring III (Summer) - 04/01/2025 - 06/30/2025

MSU international students and medical (College of Human Medicine - CHM, College of Osteopathic Medicine - COM, and College of Veterinary Medicine - Vet Med) are automatically enrolled in the MSU Student Health Insurance Plan (SHIP). All medical students and a limited number of eligible international students who can demonstrate other insurance coverage that meets the applicable waiver criteria may apply for a waiver. Wavier requests must be made by the University’s deadline of 06/30/2025. Late waiver requests will not be accepted. Your alternate insurance must meet the following criteria:

International Student Waiver Criteria

  • Must by an Employer Plan
  • Covers a minimum of $500,000 per condition without time limitation.
  • Has a policy year deductible of $500 or less per individual.
  • Covers inpatient and outpatient medical services (including labs and x-rays).
  • Covers inpatient and outpatient mental health services.
  • Covers prescriptions up to a minimum of $500,000.
  • Provides coverage worldwide.
  • Has $50,000 or more provision for medical evacuation to your home country.
  • Has $25,000 or more provision for repatriation (removal of remains after death) to your home country.
  • Provides coverage for the waiver period requested.

Medical/Veterinary Student Waiver Criteria (Human Medicine/Osteopathic Medicine/Vet Medicine)

  • Covers hospitalization.
  • Covers preventative services like annual physicals.
  • Covers emergency care.
  • Covers lab work and x-rays.
  • Covers prescriptions.
  • Covers mental health and substance abuse treatments.
  • Provides coverage for the waiver period requested.

Claims

Regulatory Notices

Contact

Enrollment Information

Academic HealthPlans, Inc.
PO Box 1605
Colleyville, TX  76034

Benefits/Claims

Aetna Student Health
P.O. Box 981106
El Paso, TX  79998
1 (877) 480-4161
Aetna Customer Service
1 (800) 556-1555
24-Hour Informed Health Line

24-Hour Nurseline

988 Suicide & Crisis Lifeline

Hours: Available 24 hours
Languages: English, Spanish
988
Dial 988 from any phone to be immediately connected