Quarter 1 - 07/29/2024 - 09/30/2024
Quarter 2 - 10/01/2024 - 11/30/2024
Quarter 3 - 12/02/2024 - 03/01/2025
Quarter 4 - 04/01/2025 - 06/30/2025
Fall - 07/29/2024 - 09/30/2024
Spring 1 - 12/02/2024 - 03/15/2025
Spring 2 - 12/02/2024 - 03/15/2025
Spring 3 (Summer) - 04/01/2025 - 06/30/2025
Early Arrival Summer (College of Osteopathic Medicine) - 05/15/2025 - 06/30/2025
If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:
Fall - 07/29/2024 - 09/30/2024
Spring I - 12/02/2024 - 03/15/2025
Spring II - 12/02/2024 - 03/15/2025
Spring III (Summer) - 04/01/2025 - 06/30/2025
MSU international students and medical (College of Human Medicine - CHM, College of Osteopathic Medicine - COM, and College of Veterinary Medicine - Vet Med) are automatically enrolled in the MSU Student Health Insurance Plan (SHIP). All medical students and a limited number of eligible international students who can demonstrate other insurance coverage that meets the applicable waiver criteria may apply for a waiver. Wavier requests must be made by the University’s deadline of 06/30/2025. Late waiver requests will not be accepted. Your alternate insurance must meet the following criteria:
International Student Waiver Criteria
Medical/Veterinary Student Waiver Criteria (Human Medicine/Osteopathic Medicine/Vet Medicine)